# Lane

> Lane is the payment infrastructure that lets AI agents transact with any merchant: agents integrate once and can order food, shop online, and book travel and reservations on a user's behalf, with the user's own card and explicit approval.

Lane sits between AI agents and merchants. Agent platforms integrate once (Lane MCP or API) and their agents can order food, shop online, and book travel and reservations at real merchants, using the user's own tokenized card and an explicitly approved purchase intent. Lane is a certified Visa Intelligent Commerce enabler and is registered in Visa's Trusted Agent Protocol registry. Card data never touches the agent; payments run through Lane's PCI-compliant vault.

## Product
- [Lane for Agents](https://getonlane.com/agents): Give your AI agents a trusted wallet with spend permissions to transact safely anywhere on the web.
- [Lane for Merchants](https://getonlane.com/merchants): Connect your products and checkout to every AI platform with a single integration.
- [Docs](https://docs.getonlane.com): Integration guides, API reference, and the Lane MCP.

## Articles
Guides, comparisons, and explainers on payments for AI agents. Each article has a Markdown alternate at the same URL with a .md suffix.
- [Articles index](https://getonlane.com/info)
- [Payment Infrastructure for AI Agents: The Complete Guide (2026)](https://getonlane.com/info/payment-infrastructure-for-ai-agents-complete-guide): How AI agents actually pay: identity, intent, credentials, and execution. What each layer does, what Lane provides, and how to evaluate providers in 2026. (Markdown: https://getonlane.com/info/payment-infrastructure-for-ai-agents-complete-guide.md)
- [What Is Lane? The Payment Layer That Lets AI Agents Transact With Any Merchant](https://getonlane.com/info/what-is-lane): Lane is payment infrastructure for AI agents. What it does, who builds on it, what it replaces, and what is live in production today. (Markdown: https://getonlane.com/info/what-is-lane.md)
- [What Is an Intent Object? How AI Agents Get Authorization to Spend](https://getonlane.com/info/what-is-an-intent-object): An intent object is a structured line-item purchase contract a user approves before an AI agent executes it. How Lane uses it to bound agent spending. (Markdown: https://getonlane.com/info/what-is-an-intent-object.md)
- [What Is Agentic Commerce Middleware?](https://getonlane.com/info/what-is-agentic-commerce-middleware): Agentic commerce middleware is the layer between AI agent platforms and merchants that turns approved user intent into completed transactions. Definition and examples. (Markdown: https://getonlane.com/info/what-is-agentic-commerce-middleware.md)
- [The 12 Best Payment Platforms for AI Agents (2026), Compared](https://getonlane.com/info/best-payment-infrastructure-for-ai-agents): A practical comparison of agent payment platforms in 2026: Lane, Stripe ACP and Link, Visa Intelligent Commerce, Crossmint, AgentCard, Nevermined, Coinbase, Privacy.com, Skyfire, Payman, and Nekuda. (Markdown: https://getonlane.com/info/best-payment-infrastructure-for-ai-agents.md)
- [Virtual Cards vs. Full Payment Infrastructure: Why Single-Use Cards Alone Fail AI Agents](https://getonlane.com/info/virtual-cards-vs-payment-infrastructure-for-ai-agents): A virtual card tells an AI agent what to pay with, not how the purchase happens. Compare card APIs against full payment infrastructure like Lane. (Markdown: https://getonlane.com/info/virtual-cards-vs-payment-infrastructure-for-ai-agents.md)
- [How to Add Payments to Your AI Agent Without Becoming a Payments Company](https://getonlane.com/info/add-payments-to-ai-agent-without-becoming-payments-company): Taking user money to repurchase turns your AI agent into a payments company. Lane keeps your platform a pass-through, out of the flow of funds. (Markdown: https://getonlane.com/info/add-payments-to-ai-agent-without-becoming-payments-company.md)
- [How to Embed DoorDash-Style Food Ordering in Your AI Agent](https://getonlane.com/info/embed-food-delivery-ordering-in-ai-agent): Food delivery is live in production through Lane today. Here is how an AI agent takes a user from "I want tacos" to a real order on the way. (Markdown: https://getonlane.com/info/embed-food-delivery-ordering-in-ai-agent.md)
- [How to Build a Concierge Agent That Books Flights, Hotels, and Restaurants](https://getonlane.com/info/build-concierge-agent-flights-hotels-reservations): Your app stops recommending the trip and starts booking it. How to build a concierge agent on Lane, with one approval covering a whole itinerary. (Markdown: https://getonlane.com/info/build-concierge-agent-flights-hotels-reservations.md)
- [Bring-Your-Own-Card for AI Agents: Payments With Zero End-User KYC](https://getonlane.com/info/bring-your-own-card-zero-kyc-agent-payments): Upfront KYC kills consumer agent funnels. With Lane the user brings their existing card, the agent never sees the number, and no end-user KYC is required. (Markdown: https://getonlane.com/info/bring-your-own-card-zero-kyc-agent-payments.md)
- [Apple Pay-Style Approvals for AI Agents: Native, White-Label Checkout Consent](https://getonlane.com/info/native-checkout-approvals-apple-pay-for-agents): Lane renders agent purchase approvals natively inside your own app: a scoped approval card confirmed with a biometric or passkey. No redirect, no hosted page. (Markdown: https://getonlane.com/info/native-checkout-approvals-apple-pay-for-agents.md)
- [Who Is Liable When an AI Agent Buys Something? Authorization and Liability in Agentic Commerce](https://getonlane.com/info/who-is-liable-when-ai-agent-buys): When an AI agent buys, liability follows authorization. Lane carries a user-approved, consent-logged intent to the card networks so bank protections apply. (Markdown: https://getonlane.com/info/who-is-liable-when-ai-agent-buys.md)
- [ACP vs. UCP vs. Visa Intelligent Commerce: Agentic Commerce Protocols Explained](https://getonlane.com/info/acp-ucp-visa-intelligent-commerce-explained): ACP, UCP, and Visa Intelligent Commerce solve different layers of agent commerce. Here is what each covers, who runs it, and where the gaps still are. (Markdown: https://getonlane.com/info/acp-ucp-visa-intelligent-commerce-explained.md)
- [Web Bot Auth: How AI Agents Prove Their Identity to Merchants (Cloudflare, RFC 9421, and Visa TAP)](https://getonlane.com/info/web-bot-auth-how-agents-prove-identity): Web Bot Auth lets an AI agent sign every HTTP request with a private key and publish the public key so merchants and CDNs can verify which agent is knocking. (Markdown: https://getonlane.com/info/web-bot-auth-how-agents-prove-identity.md)
- [Why Giving Your AI Agent a Virtual Card Is Only 5% of the Battle](https://getonlane.com/info/giving-your-agent-a-virtual-card-is-table-stakes): Minting a virtual card for your agent takes an afternoon and every competitor has one. The hard part is finding the right product and showing it natively to your users. (Markdown: https://getonlane.com/info/giving-your-agent-a-virtual-card-is-table-stakes.md)
- [Why AI Agents Can't Check Out: The Agentic Commerce Infrastructure Gap](https://getonlane.com/info/why-ai-agents-cant-check-out): AI agents can find the right product but cannot complete the purchase. Here is the infrastructure gap at checkout, and how Lane closes it in one integration. (Markdown: https://getonlane.com/info/why-ai-agents-cant-check-out.md)
- [Why Stripe Link Doesn't Solve Payments for AI Agents](https://getonlane.com/info/why-stripe-link-doesnt-work-for-ai-agents): Stripe Link is excellent at payment capture for human checkout. AI agents need execution: sign-in, cart, checkout, identity, consent. Lane covers that layer. (Markdown: https://getonlane.com/info/why-stripe-link-doesnt-work-for-ai-agents.md)
- [Why Your AI Agent Gets Blocked at Checkout, and How One Integration Fixes It](https://getonlane.com/info/why-your-ai-agent-gets-blocked-at-checkout): Your AI agent is blocked at checkout because it is unknown, not malicious. Lane gives it a verified agent identity and authorized execution in one integration. (Markdown: https://getonlane.com/info/why-your-ai-agent-gets-blocked-at-checkout.md)
- [What Does a Full-Stack AI Agent Look Like? Why Execution Belongs in Your Infrastructure](https://getonlane.com/info/what-does-a-full-stack-agent-look-like): A full-stack AI agent reasons, discovers, and executes. Execution means auth, payments, and checkout, and Lane packages that whole layer behind one integration. (Markdown: https://getonlane.com/info/what-does-a-full-stack-agent-look-like.md)
- [Full article text for LLMs](https://getonlane.com/llms-full.txt)

## Company
- [About](https://getonlane.com/about): Who Lane is and why agentic commerce needs new infrastructure.
- [Contact](https://getonlane.com/contact): Talk to the team or book a demo.
- Try it: text Lane's concierge at +1 (628) 316-5644 to watch a real agentic purchase.

## Blog
- [Blog](https://getonlane.com/blog): Notes on agentic commerce, payments infrastructure, and the agent-shoppable web.
- [Give agents purchasing power](https://getonlane.com/blog/lane-vgs): Tokenized, scoped, auditable purchasing power for every agent.
- [The future of commerce isn't search. It's conversation.](https://getonlane.com/blog/future-of-commerce): Why shopping is moving from search to prompts.

## Resources
- [agents.txt](https://getonlane.com/agents.txt): Machine-readable agent access policy for this site.
- [Status](https://getonlane.com/status): Live system status.
- [Privacy Policy](https://getonlane.com/privacy)
- [Terms and Conditions](https://getonlane.com/terms-and-conditions)